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Doing our bit – 
Our Team
Our team is made up of qualified and experienced individuals some who have in excess of 20 years working in the insurance industry and we constantly seek to make the insurance markets work to our clients benefit. We work to create a personalised team to provide the service and solutions you require.
We believe that in choosing to appoint Consolidated as your insurance advisor, we can provide very competitive pricing, placed with good quality markets, along with an account team capable of delivering the highest level of customer service. The long standing association with many of our clients - many who have been our clients for between 20 -25 years, is testament to this.
Geoffrey Lapish
Geoff has over 25 years insurance experience specialising in the risk management and broking needs of many clients whilst working with major international brokers in Australia and throughout Asia including Singapore. Geoff is a qualified ASIC approved practitioner and is also a Partner of the business.
Perminder (Permi) Rayat
Permi commenced his insurance career with QBE Insurance before joining CGU insurance where he worked for 5 years in a number of Underwriting and Management roles. Permi joined Consolidated in 2003 as an account Manager and is now a partner of the business. He holds an Associate degree in Commerce (Accounting) from the University of Southern Queensland (Toowoomba) and is also an Associate Member of the Australian & New Zealand Institute of Insurance and Finance, a certified insurance Professional and a qualified ASIC approved practitioner.
Nathan Woodhead
Nathan commenced his career with CGU Insurance where he worked in all areas of Commercial and Personal lines underwriting, including stints as Area Manager for Wangaratta and Underwriter for Northern Territory. Latterly he has been engaged as Account Manager for another broking company where he was responsible for the total operation of one of their satellite offices.
Nathan holds a Bachelor of Commerce with Latrobe University (Honours), A Master of Business Administration from Deakin University and is a qualified Insurance practitioner.